Water damage is a widespread issue that can affect homes and businesses alike. It can be caused by a variety of factors, including natural disasters, plumbing leaks, and broken appliances.

There are two main types of water damage:

* **Clean water damage** is caused by water that is free of contaminants. This type of damage is typically less severe and can be cleaned up more easily.
* **Black water damage** is caused by water that contains sewage or other contaminants. This type of damage is more serious and can pose a health hazard.

### What is the Legal Definition of Water Damage?

The legal definition of water damage varies from state to state, but it generally includes any damage to property that is caused by water. This can include damage to buildings, furniture, clothing, and other belongings.

In some cases, water damage may be covered by insurance. However, it is important to check with your insurance company to see if your policy covers water damage.

## Causes of Water Damage

There are a number of different factors that can cause water damage, including:

* **Natural disasters** such as floods, hurricanes, and earthquakes
* **Plumbing leaks** from pipes, faucets, and toilets
* **Broken appliances** such as washing machines, dishwashers, and refrigerators
* **Roof leaks**
* **Foundation leaks**

### Types of Water Damage

There are two main types of water damage:

* **Clean water damage** is caused by water that is free of contaminants. This type of damage is typically less severe and can be cleaned up more easily.
* **Black water damage** is caused by water that contains sewage or other contaminants. This type of damage is more serious and can pose a health hazard.

## How to Prevent Water Damage

There are a number of things you can do to prevent water damage, including:

* **Keep your gutters and downspouts clean.** This will help prevent water from backing up and overflowing into your home.
* **Check your pipes and plumbing fixtures regularly for leaks.** Fix any leaks as soon as possible.
* **Install a sump pump in your basement.** This will help pump water out of your basement if it floods.
* **Elevate your appliances off the floor.** This will help prevent them from being damaged by floodwaters.
* **Purchase flood insurance.** This will help cover the costs of repairing or replacing your property if it is damaged by a flood.